Punjab’s landmark welfare initiative under CM Maryam Nawaz delivers Rs. 10,000 directly to 4.2 million low-income families via a digital Nigehban ATM Card. Register via SMS 8070 or the PSER portal before February 15, 2026.
To register for the Ramzan Nigehban Card 2026, simply send your 13-digit CNIC number via SMS to 8070. Alternatively, visit pser.punjab.gov.pk and create a new family account. The registration deadline is February 15, 2026. Eligible families receive Rs. 10,000 cash credited to a Nigehban ATM Card, withdrawable at Bank of Punjab, HBL, and UBL ATMs.
| Programme Name | Ramzan Nigehban Package 2026 |
| Cash Grant | Rs. 10,000 per eligible family |
| Total Budget | Over Rs. 47 Billion |
| Beneficiaries | ~4.2 Million Families (30 Million+ individuals) |
| Launched By | CM Maryam Nawaz — Government of Punjab |
| SMS Registration | 8070 (send 13-digit CNIC) |
| Online Portal | pser.punjab.gov.pk |
| Nigehban Card | ATM/Debit card for cash & subsidised groceries |
| Cash Withdrawal | Bank of Punjab, HBL, UBL ATMs & mobile agents |
| Registration Deadline | February 15, 2026 |
| Distribution Starts | Late February 2026 (before 1st Ramzan) |
| Helpline | 0800-02345 (Toll-Free) |
ℹ What Is the Ramzan Nigehban Package 2026?
The Ramzan Nigehban Package 2026 is a flagship social welfare programme by the Punjab Government, launched under Chief Minister Maryam Nawaz, specifically to support low-income households during the holy month of Ramadan. Unlike previous years — which relied heavily on physical flour bags distributed through chaotic queues — the 2026 edition is a fully digitised, hybrid model combining direct cash transfers, free ration bags for the most vulnerable, subsidised bazaars, and the new Nigehban Card.
What Is the Ramzan Nigehban Card?
The Ramzan Nigehban Card is a government-issued debit/ATM card linked directly to the Rs. 10,000 cash grant. Verified families receive this card and can withdraw cash at any Bank of Punjab, HBL, or UBL ATM, or use it at registered utility stores and grocery merchants to buy essential items at subsidised prices — with no queues and full dignity.
✓ Eligibility Criteria — Who Can Apply?
Eligibility is determined using the NADRA database and the PSER (Punjab Socio-Economic Registry) survey. You are likely eligible if you meet all of the following conditions:
💰 Financial Status
- Monthly household income below Rs. 60,000
- PMT Poverty Score below 30–35
🏠 Residency
- Permanent Punjab resident (as per CNIC)
- Must not have recently travelled abroad
🚗 Assets
- No registered vehicle (motorcycle exempt)
- No large agricultural land or heavy property
💼 Employment
- Government employees are not eligible
- BISP beneficiaries are auto-considered if in Punjab database
Widows, elderly persons, and households headed by persons with disabilities are given first priority in card issuance and ration distribution. Widows should ensure their CNIC is updated to “Widow” status in NADRA for faster processing.
📝 How to Register — Step-by-Step Guide
The government has opened three registration channels to ensure that every deserving family — whether tech-savvy or not — can apply conveniently.
Method 1: SMS via 8070 (Fastest — Recommended)
Open Your Messaging App
Open the default SMS application on your mobile phone.
Type Your CNIC Number
Enter your 13-digit CNIC number without any dashes or spaces (e.g., 3520198765432).
Send to 8070
Send the SMS to the short code 8070. The service is completely free of charge.
Wait for the Government’s Reply
Message A: “You are eligible” — Your card will be issued.
Message B: “Please register via PSER” — Proceed to the online portal below.
Method 2: Online Registration via PSER Portal (pser.punjab.gov.pk)
Visit the PSER Website
Go to pser.punjab.gov.pk on any browser.
Click “Register New Family”
Enter your Name, CNIC number, and active mobile number to create your account.
Fill the Household Survey Form
Enter Head of Household details, all family members (wife, children), income details, house structure, and assets. Answer honestly — false data leads to disqualification.
Submit & Await NADRA Verification
Click Submit. Your data will be cross-verified by NADRA. You will receive an SMS update once approved.
Method 3: Offline Registration at Union Council
Visit your nearest Union Council Office or a designated District Administration Facilitation Centre. Bring your original CNIC and B-Forms for all children. Government staff will register you directly on the portal at no cost.
🎁 Full Benefits Breakdown
The Ramzan Nigehban Package 2026 is a comprehensive relief system. Here is everything approved families will receive:
Free Rashan Bag Contents (Nigehban Rashan Bag)
| Item | Quantity |
|---|---|
| Flour (Atta) | 10 kg |
| Sugar | 2 kg |
| Ghee / Cooking Oil | 2 kg |
| Rice (Chawal) | 2 kg |
| Chickpeas / Lentils (Besan/Dal) | 1 kg |
If the open market price of onions is Rs. 200/kg, Nigehban Card holders may purchase them for as low as Rs. 150/kg at registered Sasta Ramzan Bazaars — a saving of 25%.
🏧 How to Withdraw Your Rs. 10,000
If You Have the Nigehban Card:
Visit any Bank of Punjab, HBL, or UBL ATM. Insert your Nigehban Card, enter your PIN, and withdraw your cash — just like a standard ATM transaction.
If You Do Not Have a Card (Cash Transfer Mode):
Receive Withdrawal SMS
You will receive an SMS on your registered number with a unique withdrawal code.
Visit a Biometric Agent
Go to any HBL Konnect, UBL Omni, JazzCash, or Easypaisa branchless banking agent.
Verify Identity & Collect Cash
Show your original CNIC, complete thumb biometric verification, and collect your Rs. 10,000 in full.
NEVER give your PIN or a portion of your cash to any agent as a “processing fee”. This service is completely free. If any agent demands a cut or fee, report them immediately to 0800-02345 or at cm.punjab.gov.pk.
🔍 How to Check Your Application Status
Via PSER Web Portal
Log in to pser.punjab.gov.pk. Your dashboard will display “Verified”, “Pending”, or “Rejected” with a reason.
Via Helpline Call
Call 0800-02345 (toll-free) and provide your CNIC number. A representative will confirm your status.
Via SMS Updates from 8070
Keep your registered mobile number active. You will automatically receive an SMS from 8070 when your payment is ready for collection.
📅 Important Dates & Deadlines
Registration Open: The registration window is currently active. Apply immediately via SMS 8070 or the PSER portal.
Registration Deadline: All applications must be submitted by this date to ensure NADRA verification is completed before Ramadan begins.
Distribution Begins: Card issuance and cash disbursement will begin before the 1st of Ramzan 2026.
Sasta Bazaars & Dastarkhwans: Subsidised markets and free Iftar dinners will operate throughout the entire month of Ramadan across all Punjab tehsils.
📞 Contact & Helpline
If you face any issue with registration, card delivery, or encounter any form of corruption, contact the authorities immediately:
❓ Frequently Asked Questions
Apply Now — Don’t Miss the February 15 Deadline
One SMS can secure a month of dignity and food for your family. Send your 13-digit CNIC to 8070 right now, or register online at the official PSER portal. The service is free, the process is simple, and the deadline is close.
Register at pser.punjab.gov.pk →